The standard policy covers the following:-

• Fire

• Lightening

• Explosion / implosion

• Aircraft Damage

• Riot, strike & Malicious damage

• Storm, cyclone,typhoon,tempest,hurricane,tornado,flood & inundation

• Impact damage

• Subsidence & land slide

• Bursting & overflowing of water tanks , pipes , apparatus

• Missile testing operations.

• Bush fire

• Leakage from automatic sprinkler installations

• Removal from debris

• Architect’s, surveyor’s & consulting engineer’s fees Add- on covers like Earth quake & terrorism can also be covered.